Now that you’ve secured a merit score, obviously your next concern would be how to take admission in the dream university. And if your dream university is in foreign nation your concern will be determining the source of fund to pursue higher studies and bear the expenses while studying abroad. The education sector has seen a major transition over the last couple of decades and new countries are emerging as potential study abroad locations. But the costs of higher studies abroad are extremely high being pitched around five to six folds. Even the richer sections of the society think twice before sending their kids abroad for higher studies. So, obviously, middle-class people are going to face a major financial crunch to fulfill their child’s study goals. They might take a personal loan, keep their property mortgage, sell a piece of land or break their retirement fund. At the stake of rising on their present financial investments, they are keen on shaping your future.