Most of debt problems are actually brought on by poor money management. Statistics present that the household financial debt proportion achieved a file of 123% in year 2007, showing that the financial debt is actually boosting greater than the earnings. This body reveals the standard mājsaimniecība performs certainly not possess an excellent control on exactly how they devote their money. As a matter of fact, they devote over their profit; this is actually the key cause that induces many of them snare in to financial debt difficulties.