From the past few weeks, demonetization is the buzzword. The decision taken by the Indian government to cancel a few big denomination notes has resulted in a big hue and cry. While the actual benefits will be seen after some time, the immediate effect seen in the form of a drop in the footfall due to the cash crunch. People are in the mode of suspending their expenses till everything becomes as usual. The effect is more felt by small and medium business owners who have been heavily depending on cash transactions so far.