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online merchants need to be vigilant about detecting the use of stolen credit card details and misuse of the chargeback system. The first step is automatically taken when cardholder information is verified by a payment processor at the time an order is placed
An issuer received a complaint from the cardholder that he did not participate in the purchase and merchant did not provide the copy of an imprint of the card. A card-not-present transaction does not qualify for this chargeback reason code. The cardholder can dispute the transaction within 120 days from the transaction processed.
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