Friendly fraud “ocurs when a consumer makes an online shopping purchase with their own credit card, and then requests a chargeback from the issuing bank after receiving the purchased goods or services.“
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A good way to sell your services is by using a website for Credit card processing. Merchants can have more than one payment methods. A credit card is quicker and much safer than cash in hand. Money can automatically be send to your bank account. Multiple services can be provided on your website, such as point system or gifts for customers. Your Marine Credit card processing will be a part of a large network. A gateway having PCI compliance to provide you security benefits. We offer a number of options, such as American Express, Visa Card and MasterCard integration. Existing account holder can also get new features.
A Consumer can just walk in a store, make a purchase, swipe their credit card and an authorization is obtained. Magnetic strips and now EMV chips are issued on the credit cards. As a merchant, you should retain a signed copy of the transaction receipt. Example: Hardwood Store, Cakes Bakery, Landscaping etc.
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Chargeback Analyst will analyze the effectiveness of the current chargeback reduction practices and work on implementing new parameters or new policies. New chargeback/fraud reduction initiatives and modifying existing tools and policies are suggested.