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Failure to deposit in a timely manner can result in chargebacks for “late representment”. Settle your credits or refunds daily; failure to do so in time can result in chargebacks for “credit not processed”. Promptly process refunds; never keep the customer hanging. If the merchant issues a refund by check, make sure to keep a front and back copy of the check along with the postage receipt. Gateway refunds should be processed within 3-5 business days. Never accept an expired credit card.
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People often get confused and assume both the terms as interchangeable but that’s not true. Refund and chargeback are two different terms. Refund: Depending upon the company’s return policy, it is basically returning the full or partial amount that was spent by the customer to purchase the product or service from the merchant. The product purchased by the customer is returned back to the merchant.
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Chargeback of this Reason occurs (Non-Receipt of Goods or Services) when a customer claims they have paid for items that were to be delivered from your establishment but have not yet been received or that the order was cancelled by the cardholder in result of not receiving the goods or services by the expected delivery date (or the former were unavailable for pick-up).
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Once this is done, you will be all set to accept payments. But this is not that easy for Tech support businesses/industry. Most of the credit card processors do not serve tech support industry. So it is a tedious task to find a tech support merchant account provider.